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How to Layer Disability Insurance for Maximum Protection

Posted on April 5, 2024 by ecrowe
Layering disability insurance is a very effective strategy to protect against income loss in the event of a disabling injury or sickness, especially for high earning individuals and physicians and dentists. Executives earning top salaries and bonuses may come up short with long-term disability (LTD) at work. In fact, group long term disability plans actually
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Posted in Uncategorized

May is Disability Awareness Month

Posted on April 5, 2024 by ecrowe
In honor of Disability Awareness month, Source Brokerage, Inc. has put together some resources to help you increase your disability income sales. Successfully selling disability insurance involves first understanding what the product is, then developing a sales strategy to target the right clients and leading them to seeing DI as the solution to income protection.
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    Client’s Name:

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      Client’s Name:

      Client’s DOB:

      State of Residence:

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      Tobacco Use?

      Occupation:

      Title/Duties:

      Benefit Period:

      Elimination Period (days):

      Current Year Income: $

      Income 2 years ago: $

      If business owner, how long?

      Percentage of manual duties:

      If less than one full tax year in business:

      Former Occupation/Duties:

      Former Salary: $

      Coverage In Force (fill all appropriate fields)

      Is there Group LTD?

      Replacement Percentage:

      Benefit Group LTD Cap: $

      Benefit Amount: $

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