Executives earning top salaries and bonuses may come up short with long-term disability (LTD) at work. In fact, group long term disability plans actually are often worse for executives than the average worker. Here’s why: Most group LTD plans cover 60 percent of the insured’s income up to a maximum benefit amount. So, executives and
Happy New Year from Source Brokerage! The new year is a time to do away with old ineffective strategies and embrace the new. Make 2020 the year you boost your disability income sales with these 5 new year’s resolutions.
Principal and Standard’s E-apps make it easy to complete disability applications for you and the client. Quick fill and sign features and built-in checks for required fields help you and your clients complete applications accurately and quickly. It also makes sure your applications are complete and in good order before they are submitted, speeding up
You may be missing an easy disability income sale. Many financial advisors suggest that they do not offer disability income protection to their existing clients because they already have coverage through their employers.
Lead the paycheck protection discussion with a review of the most obvious fallback option–social security disability. It is a great way to open the individual disability income protection discussion with your client. Call the client or prospect and say, “I’d like to set an appointment to review your social security disability benefit in the event