The loss of a business owner or key employee can be costly and have a negative impact on the business. Finding a replacement can be costly and put the business at risk. Almost 6 out of ten owners have key person life insurance, and almost 5 out of 10 have key person disability insurance. Use

The best prospects for disability insurance tend to be individuals whose income would be significantly impacted if they were unable to work due to illness or injury. Here are some ideal candidate profiles for disability insurance: 1. High-Income Earners – Why: They often have a higher lifestyle and financial commitments (mortgages, loans, investments) that need