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Stack Standard Discounts to Offer Exceptional Value

Posted on October 31, 2023 by ecrowe
Standard Insurance can offer your clients exceptional value when you stack their discounts, especially business owners, clients in preferred occupations, and resident phyicians. Check out these discounts below to determine which ones may apply to your clients. Employer-Based Multi-Life Discount provides a 10% gender-distinct discount when applications on three or more lives from the same
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Posted in Uncategorized

What is High-Limit Disability Insurance?

Posted on October 31, 2023 by ecrowe
High Limit Disability Insurance is income protection for anyone with annual compensation greater than $150,000. As compensation increases, Group and Individual DI carriers limit the monthly benefits. High Limit Disability Insurance provides supplemental benefits to bring income protection up to 65% of total compensation. The following video from Peterson International, one of our carriers, provides
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      Client’s Name:

      Client’s DOB:

      State of Residence:

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      Tobacco Use?

      Occupation:

      Title/Duties:

      Benefit Period:

      Elimination Period (days):

      Current Year Income: $

      Income 2 years ago: $

      If business owner, how long?

      Percentage of manual duties:

      If less than one full tax year in business:

      Former Occupation/Duties:

      Former Salary: $

      Coverage In Force (fill all appropriate fields)

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