Illness and accidents are inevitable. Yet, only 39% of Americans, a little more than a third of the population, have some form of disability insurance. Your small business owner clients need to understand the necessity of disability insurance plans for themselves and their employees to protect them from the financial fallout inherent with a disabling

Due to the perceived unaffordable costs, disability insurance may be a hard sell to a small business owner. However, a business owner might be more easily convinced when confronted with the demands (and determination) of employees, as noted in an article published by Insurance Business America. Meanwhile, a recent report from the Consumer Federation of

In the day-to-day activities of practicing their profession, health care workers and doctors are inevitably exposed to a multitude of health risks. The inherent health hazards of their occupation were recently highlighted when an individual diagnosed with Middle East Respiratory Syndrome (MERS), a disease that causes coughing, fever, and may result in fatal pneumonia, was