Protect Your Clients’ Income from the Biggest Threat
Did you know your clients are 3x more likely to become disabled then to die during their working years?
Business Overhead Expense (BOE) is essential protection for your small business clients
Here’s Why: If a small business owner suffers a disabling injury or sickness, how will the business continue to meet its expenses and remain profitable?
DI Sales Strategies: Why Less May Be More?
The #1 reason brokers give for not presenting disability income to their clients is the underwriting process is too difficult; and as a consequence, it creates a negative relationship with their clients. It may be time to consider simplified underwriting.
Strong Residual/Partial Benefits are Essential
Thirty-five percent of disability claims are partial/residual. A partial disability due to an illness or injury may prevent a person from performing some of his or her specific duties or working in full capacity which usually results in a partial loss of earnings. Depending on the extent of the partial disability or its duration, it
Spring: The Season of New Beginnings
Are you challenged to find affordable disability income protection for your clients in mid-level or blue collar occupations? It’s easier than ever to provide disability income protection to all your clients, regardless of their occupation, age or gender. Two new disability products are making disability income more affordable for all occupation classes: Dynamic Fundamental and