It’s the American dream—to start your own small business. For millions of entrepreneurs,  bank loans are the only way to get financing to make their dream of opening or expanding their business come true. In 2015, bank loans for small businesses reached nearly $600 billion. While business owners may be aware of the need to protect their

Make 2019 a great disability income (DI) sales year, and watch your revenue stream grow for years. 1st year commissions= 50% Premiun 2-10 year commissions= 5-10% Tips and Tools to Get Started Here’s some tips and tools  to get you started: Review your current client list. Ask your current clients for referrals. Referrals are proven to get

Clarifying the different definitions of disability is critical when brokers discuss disability income policies with perspective clients. The definition of disability in a disability insurance policy determines under what circumstances a claim will be paid. Don’t jeopardize your client relationships by recommending a disability income policy with an inadequate definition for their occupation. “True” Own Occupation Definition The “true”

“Why paycheck protection? I was thinking about life insurance,” your young professional client asks. Here’s why: As a nation we carry a heavy debt load, especially in times of optimism when jobs are plentiful and economy is humming. Two out of three Americans live paycheck to paycheck. Losing income for even a short period of

Individual disability income insures that your clients will be able to maintain their financial independence in the event they become too sick or injured to work for a period of time. Yet, a LIMRA study shows that only 18% of consumers recall being approached about buying disability insurance – less than half as many as those being approached for life insurance.