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DI + Business Owners = Opportunity

Posted on April 25, 2014 by stevecrowe
As medical health insurance sales become less certain, health producers can turn to disability income (DI) sales  to maintain a steady stream of income. Business owners– health producers primary client base–are excellent prospects for disability income.
read more
Posted in Uncategorized

Producer Resources to Help Sell the Need for DI

Posted on March 24, 2014 by ecrowe
The key to the disability income insurance sale is to get your clients to see the their vulnerability and understand why they need disability income insurance. Many people underestimate their risk of disability. So how do you do that?
read more
Posted in DI Tips, Selling DI, Uncategorized

Build DI Sales Success with Your Existing Clients

Posted on January 31, 2014 by ecrowe
Are you reviewing your current clients disability insurance policies? If not, your missing an opportunity to provide good service to your existing clients and increase your DI sales. Here are several ways you can make it worth your while to schedule a meeting with your clients:
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Posted in Uncategorized

5 Easy Steps to Selling Disability Income

Posted on December 3, 2013 by ecrowe
Advisors working with young professionals have a built-in client base for disability income, yet many do not focus on this product. The reasons they give are it is too difficult to underwrite, and premiums are high. Follow these 5 steps and watch your disability placement percentage increase:
read more
Posted in Uncategorized

Selling Life but not Disability?

Posted on October 30, 2013 by ecrowe
Everyone knows financial planning without disability income protection does not lead to a secure future, so how can brokers get the attention of their clients who are unaware of the need for disability income protection?
read more
Posted in Uncategorized

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      Client’s Name:

      Client’s DOB:

      State of Residence:

      Gender:

      Tobacco Use?

      Occupation:

      Title/Duties:

      Benefit Period:

      Elimination Period (days):

      Current Year Income: $

      Income 2 years ago: $

      If business owner, how long?

      Percentage of manual duties:

      If less than one full tax year in business:

      Former Occupation/Duties:

      Former Salary: $

      Coverage In Force (fill all appropriate fields)

      Is there Group LTD?

      Replacement Percentage:

      Benefit Group LTD Cap: $

      Benefit Amount: $

      Is there Individual Disability Income coverage?

      Any health problems? Currently on any medications or counseling? Height weight ratio? Any special notes?

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