Your clients who are working in professional business and medical occupations are generally financially responsible. They insure their life and health insurance are adequate, plan for their retirement and their children’s future education expenses, but more often than not, they do not have adequate paycheck protection in the event of a disabling injury or sickness.
Everyone loves a discount. In fact many people will make the decision to make a purchase if they are offered a discount. Discounts apply to disability income policies, too, and it’s an excellent way to encourage clients to purchase a DI policy. Premium discounts from 5-20 percent are available, depending on the type of discount
The good news for 2015 is there’s plenty of untapped opportunity for disability income sales. The story revealed by the numbers below has a happy ending for financial planners and insurance brokers, and their clients.