Are All Individual Disability Income Policies the Same?

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While all individual disability policies have the same purpose—paycheck protection—they have different features that may or may not be a good fit for your clients. Multiple disability insurance companies are competing for your business, and they offer a wide range of terms and benefits. This is a good thing because it allows you to tailor
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Why Your Professional and Physician Clients Need Individual Disability Income?

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Professionals and physicians need individual disability insurance. Here’s why: Nobody wants to take a 40-60% pay cut if they become injured or go on medical maternity leave – especially after a decade of training plus thousands of dollars of medical or dental school costs. The truth is that it’s never too early to start planning
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3 Reasons to Continue to Talk to Your Clients about Income Protection

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Many workers have little understanding of the likelihood of experiencing a disability. A recent Council for Disability Awareness survey of workers found: 90 percent underestimate their own chances of becoming disabled. 85 percent express little or no concern that they might suffer a disability lasting three months or longer. 56 percent do not realize that
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