individual disability income Archives - Personal Disability Insurance

Why Your Professional and Physician Clients Need Individual Disability Income?

Posted on November 17, 2022 by ecrowe

Professionals and physicians need individual disability insurance. Here’s why: Nobody wants to take a 40-60% pay cut if they become injured or go on medical maternity leave – especially after a decade of training plus thousands of dollars of medical or dental school costs. The truth is that it’s never too early to start planning

Posted in DI Education, Uncategorized disability income, group disability income, individual disability income

Good DI Field Underwriting = Satisfied Clients

Posted on February 14, 2018 by ecrowe

Brokers who ask their clients the right questions before they take an individual disability income application are more likely to have satisfied clients, because it allows you to set realistic expectations. When the client knows what to expect, it makes the underwriting process smoother for you, the underwriter, and the client. The medical and financial underwriting for disability income

Posted in DI Tips, Selling DI, Uncategorized disability income, disability income sales tips, individual disability income

Target Associations to Build Your DI Sales

Posted on November 13, 2012 by ecrowe

An excellent way to increase your disability insurance quotes is to target a professional association. Nearly every industry and profession has its own association–dentists, physicians, attorneys, nurse practioners, architects to name a few.

Posted in DI Tips, Selling DI disability income quotes, disability income sales tips, individual disability income

Differences in Disability Definitions

Posted on November 6, 2012 by ecrowe

The definition of disability is the single-most important factor to consider when discussing a disability income contract with your clients. It triggers the claim and determines under what conditions and how long a claim will be paid, so you and your clients need to understand the options.

Posted in Selling DI, Uncategorized disability income sales tips, individual disability income

Solutions for Business Owners in Manual Occupations

Posted on October 11, 2012 by ecrowe

Providing income protection for business owner clients in manual occupations can be a challenge. Individual disability income policies for these occupations with higher premiums, yet shorter benefit periods–usually 2-5 years–and fewer riders.

Posted in Selling DI, Uncategorized disability income sales tips, income protection, individual disability income

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