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Disability Income E-Applications Are Easy

Posted on November 1, 2019 by ecrowe
Principal and Standard’s E-apps make it easy to complete  disability applications for you and the client. Quick fill and sign features and built-in checks for required fields help you and your clients complete applications accurately and quickly. It also makes sure your applications are complete and in good order before they are submitted, speeding up
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Posted in Carriers, DI Tips, Industry News, Uncategorized

An Easy Disability Income Sale

Posted on October 15, 2019 by ecrowe
You may be missing an easy disability income sale. Many financial advisors suggest that they do not offer disability income protection to their existing clients because they already have coverage through  their employers.
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Posted in DI Tips, Selling DI, Uncategorized

Lead the Paycheck Protection Discussion with Social Security Disability

Posted on September 17, 2019 by ecrowe
Lead the paycheck protection discussion with a review of the most obvious fallback option–social security disability. It is a great way to open the individual disability income protection discussion with your client. Call the client or prospect and say, “I’d like to set an appointment to  review your social security disability benefit in the event
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Posted in DI Tips, Selling DI, Uncategorized

Understanding the Terms in a Disability Income Policy

Posted on September 3, 2019 by ecrowe
Understanding the terms in a disability income (DI) policy is imperative to the DI sales process, yet, it can feel like you are learning a new language. A clear understanding of these terms insures you do not misinterpret or overlook important aspects of DI coverage for your clients.
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Posted in DI Tips, Info Articles

Turn business owner trends into IDI opportunities

Posted on August 2, 2019 by ecrowe
  Turn business owner trends into IDI opportunities Knowing what business owners value can help you meet their protection needs. Use the 2019 business owner survey to give you — and your clients — an inside look at how they feel about protecting their business, employees and income with individual disability insurance (IDI). Trend: Business
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Posted in DI Tips, Uncategorized

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      Client’s Name:

      Client’s DOB:

      State of Residence:

      Gender:

      Tobacco Use?

      Occupation:

      Title/Duties:

      Benefit Period:

      Elimination Period (days):

      Current Year Income: $

      Income 2 years ago: $

      If business owner, how long?

      Percentage of manual duties:

      If less than one full tax year in business:

      Former Occupation/Duties:

      Former Salary: $

      Coverage In Force (fill all appropriate fields)

      Is there Group LTD?

      Replacement Percentage:

      Benefit Group LTD Cap: $

      Benefit Amount: $

      Is there Individual Disability Income coverage?

      Any health problems? Currently on any medications or counseling? Height weight ratio? Any special notes?

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