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Spring: The Season of New Beginnings

Posted on March 28, 2013 by ecrowe
Are you challenged to find affordable disability income protection for your clients in mid-level or blue collar occupations? It’s easier than ever to provide disability income protection to all your clients, regardless of their occupation, age or gender. Two new disability products are making disability income more affordable for all occupation classes: Dynamic Fundamental and
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Posted in Selling DI

Covering the Shortfall

Posted on January 30, 2013 by ecrowe
Happy New Year!!! Here’s a sales idea to sell more disability with less effort yet earn higher commissions. It’s a great way to start the new selling year. A recent trend in the individual disability marketplace—Guaranteed Standard Issue Individual Disability Income (GSI) — is stirring up big opportunities for advisors to sell multiple disability income
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Posted in Uncategorized

Can’t Afford Life and Disability? Lean Toward Disability.

Posted on December 10, 2012 by ecrowe
Financially squeezed families often times cannot budget for both life insurance and disability insurance. If despite the client’s best efforts he or she cannot budget for both, yet each is key to a secure financial future, how should you advise your client?
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Posted in DI Tips, Selling DI

Target Associations to Build Your DI Sales

Posted on November 13, 2012 by ecrowe
An excellent way to increase your disability insurance quotes is to target a professional association. Nearly every industry and profession has its own association–dentists, physicians, attorneys, nurse practioners, architects to name a few.
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Posted in DI Tips, Selling DI disability income quotes, disability income sales tips, individual disability income

Differences in Disability Definitions

Posted on November 6, 2012 by ecrowe
The definition of disability is the single-most important factor to consider when discussing a disability income contract with your clients. It triggers the claim and determines under what conditions and how long a claim will be paid, so you and your clients need to understand the options.
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Posted in Selling DI, Uncategorized disability income sales tips, individual disability income

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      Client’s Name:

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      Tobacco Use?

      Occupation:

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      Elimination Period (days):

      Current Year Income: $

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      If less than one full tax year in business:

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